CPA, President and CEO of the Key Family of Companies is a graduate of Northern Illinois University with a Bachelor's of Science Degree in Accounting with an emphasis on taxes.  He began his career in the financial industry in 1987 working with Big 8 Accounting and Tax Consulting Firm.  In 1990, he opened an independent wealth management company in mortgage banking, taxation, retirement planning and wealth building.

Josef is a Certified Public Accountant, Licensed Life & Health Agent and a prominent Mortgage Banker and Broker who has received many awards and recognitions from various organizations, including "Entrepreneur of the Year" from Phil-Time USA Magazine along with features in the Chicago Tribune and the New York Times in 2005.   Throughout the years he has consulted, served and assisted thousands of families with achieving their dreams of home ownership and wealth building.  He is a member of the prestigious Metropolitan Club of Chicago, National Association of Fixed Annuities (NAFA), American Institute of Certified Public Accountants (AICPA) and Illinois Association of Mortgage Brokers (IAMB), he also sits on the Affiliate Board of the Chicago Association of Realtors (CAR), the Advisory Board of Athletes Against Drugs (AAD) and on the Planning Committee and Board of Directors for JHP Community Center.  In addition, Josef and his company have supported numerous foundations and worthwhile causes to help children and youth.

The author of the soon-to-be released Living Rich is also a contributing writer for Chicago Agent Magazine, Real Estate Executive and CAR magazine, all highly recognized publications. He is a devoted husband to his wife Maricel, and father of two handsome boys. He has a passion to serve the community that comes from within and has instilled his vision and mission at every level of his company.